IPS Cash Explained for New Hampshire Homeowners

A cash sale sounds simple until you try to compare one buyer with another. Then the questions pile up. Who's buying, how is the price set, what does it cost you, and how long does it take? If you've typed IPS Cash New Hampshire cash buyer into a search bar, those are probably the questions on your list.

Here are plain answers, drawn from the company's own pages, its BBB profile and reviews from sellers. Where the record is thin or mixed, that's noted too.

What IPS Cash Is

IPS Cash is the trade name of Inherited Property Solutions LLC, a home buying company with its office in Nashua. Joe Theriault owns it and serves as CEO. He's a real estate investor and landlord who lives in Nashua, according to the company. His staff, not Joe himself, now handles the meetings with sellers. The office is at 21 Temple Street in Nashua, the same address shown on its BBB profile.

The company got its start helping families sell houses they had inherited, and the name still reflects that. Its New Hampshire buying goes back to 2016. It carries an A+ grade with the BBB and became an accredited business there in 2024.

How the Offer Is Set

IPS Cash makes cash offers on houses as-is. After you reach out, someone from the team usually comes to see the property. The company says it aims to get you an offer within about 24 hours of that look.

The number reflects three things, per the company's FAQ. Those are the home's condition, the repairs it needs and what similar homes nearby have sold for. Because IPS Cash takes on the repairs and the resale risk, its offer lands below full market value. That's true of cash buyers in general. What you get in return is a sale without fixing, cleaning, staging or showings.

The offer is free, and you aren't obligated to take it. Kirkland Kellogg, who sold his father's house, wrote on Google, "Thank you for your help in selling my father's home for a fair price."

What It Costs You

You don't pay a real estate commission, and IPS Cash charges you no fees. Closing costs are covered too. The company builds them into its offer, so you won't write a check for them at the table.

New Hampshire's real estate transfer tax works a little differently. Under RSA 78-B, the state charges $0.75 per $100 of the sale price to the seller and the same amount to the buyer. That works out to $750 for every $100,000 of price, on each side. Ask IPS Cash whether your share is part of the costs it covers, and ask to see it on a net sheet before you sign.

A net sheet is worth asking for with any buyer. It shows the offer, every cost, any mortgage payoff and the amount you walk away with.

Where It Buys

Any IPS Cash New Hampshire cash buyer search leads back to one office. The company buys across the state from Nashua. Most of its activity is in the southern part of the state, in Hillsborough, Rockingham and Merrimack counties. The company calls Nashua its busiest market in Hillsborough County. It has pages for Manchester, Concord, Portsmouth, Hudson, Salem, Londonderry, Exeter and more, reaching up to Conway and over to Claremont.

Outside New Hampshire, it also buys in eastern and central Massachusetts and in southern Maine, mostly York and Cumberland counties. It has no office in either state. For most New Hampshire sellers, though, the Nashua team is the one you'll work with.

What It Buys

The list is broad. IPS Cash buys single-family houses, condos, townhomes, duplexes and two-family homes. It buys land. It also buys mobile homes, single-wide, double-wide or modular, whether they sit in a park or on private land.

Condition doesn't rule a house out. The company lists fire damage, hoarder homes, condemned buildings and unfinished construction among the problems it takes on. You can leave behind what you don't want. Rentals can sell with tenants still living there. People call for all sorts of reasons, including divorce, foreclosure, tired rentals, job moves and title problems, as well as high lot rent on a mobile home.

How It Compares With Listing

With a listing, you'd usually pay an agent's commission, fix what the buyer's inspector finds, keep the house ready for showings and wait on the buyer's lender. A cash sale skips most of that. You give up some price to do it, and only you can decide whether that trade is worth it for your house. If the home is in good shape and you aren't pressed for time, get a listing estimate from an agent as well and set the two numbers side by side.

How Long It Takes

You pick the closing date. IPS Cash can close in as little as 7 days, or on a date up to about 60 days out. If you need to stay in the house after closing, ask about an occupancy agreement. The company offers one but doesn't publish the terms, so get the details in writing.

You don't always need to be there in person, either. Andre Morel wrote on Google that his sale "went without a hitch, and all by mail."

What to Watch For

No buyer is perfect, and IPS Cash has a few things you should check. Some reviewers on Google and the BBB say the price dropped or the sale was cancelled after a later walkthrough or inspection. The company doesn't publish an earnest money amount. Its site also describes paying cash or helping list homes, so confirm which kind of sale you're agreeing to.

None of that is unusual in this business, and each point has a simple fix. Ask these questions and get the answers written into your contract:

• What could change the price, and until when?
• How long is the inspection window?
• What cancellation rights does each side have?
• Who is the buyer of record, and where's the proof of funds?

What the Reviews Show

IPS Cash shows 4.8 stars from 172 Google reviews (October 2026). Read through them and you'll find heirs, landlords, out-of-state owners and people with a deadline. You'll also find a handful of one-star reviews. Both kinds tell you something useful about how a sale can go.

Is It a Fit for You?

An IPS Cash New Hampshire cash buyer offer makes the most sense when the house needs work, when you've inherited it, or when the date matters more than the last dollar. It's less of a fit if your home is updated and you can wait for a full-price buyer on the open market. If you're in the first group, call for a free offer, ask the questions above, and compare the written answers with another buyer's before you decide.